Killion Labs
Read-only retirement planning tool with Monte Carlo projections and historical backtesting
About Killion Labs
Killion Labs is a read-only financial planning tool that connects real accounts, runs 1,000 market lifecycles across the full plan, provides Monte Carlo projections and historical backtesting back to 1928, and includes an AI assistant that can view account data. It is aimed at people with multiple accounts, stock compensation, or irregular income, and also suits FIRE planners, technology professionals, doctors, lawyers, and freelancers.
Best for
Best use cases
Holistic retirement planning across multiple accounts
Long-term planning for stock compensation or irregular income
Evaluate market scenarios with Monte Carlo projections
Backtest historical market performance since 1928
Compare before choosing
The official comparison page says Boldin is a better fit if tax sequencing is the main focus.
Features
Real account connections
Connect real accounts and view planning data with read-only access by design.
Market scenario analysis
Run 1,000 market lifecycles across the full plan and get Monte Carlo projections.
Historical backtesting
Backtest against historical market data back to 1928.
AI assistant
The AI assistant can view your numbers.
Pros
- Covers Monte Carlo projections, historical backtesting, and an AI assistant
- Account access is read-only by design; it does not trade on your behalf, charge commissions, or sell data
- Connected to 15+ brokerages and crypto exchanges
Cons
- Projections are pre-tax and do not model Roth conversions, RMDs, or IRMAA
Pricing Plans
Pro
* Pricing information is for reference only. Please refer to the latest announcement on Killion Labs's official website.