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OpenBudget

Connect bank accounts to use AI for spending, budgets, and financial trends

subscription
Last Updated 9/7/2026

About OpenBudget

OpenBudget connects bank accounts to AI, letting users ask about spending, budgets, and financial trends in natural language. Through the OpenBudget connector, users can connect Claude or ChatGPT for more direct answers about personal finances. Plaid holds bank credentials, and OpenBudget cannot move funds; the official pricing page says the service is for US banking institutions only.

Best for

Personal finance users
Claude or ChatGPT users

Best use cases

Check spending

Understand budgets

View financial trends

Features

AI connector

Ask about spending, budgets, and trends in natural language through the OpenBudget connector for Claude or ChatGPT.

Account connection

Connect bank accounts to get AI answers about personal finances.

Credential security

Plaid holds bank credentials; OpenBudget cannot move funds.

Pros

  • Connect Claude or ChatGPT through the OpenBudget connector
  • Bank credentials are held by Plaid
  • OpenBudget cannot move funds
  • Free trial for the first week

Cons

  • Supports US banking institutions only

Pricing Plans

Base

$5/monthmonth
  • Up to 10 institutions

Investor

$8.25/monthmonth
  • Up to 15 institutions

* Pricing information is for reference only. Please refer to the latest announcement on OpenBudget's official website.

Tool Information

DeveloperOpenBudget
Release Date9/7/2026
Pricingsubscription