T

Talvo

Personal bookkeeping and budgeting tool that aggregates European bank accounts

freemium
Last Updated 9/10/2026

About Talvo

Talvo is a personal finance tracking and budgeting tool that connects to 2,500+ European banks through a licensed PSD2 provider, aggregating transactions into a clear overview. It recognizes European merchants and categorizes transactions instantly, while also offering manual accounts and transaction records, spending overviews, budget progress and forecasts, financial insights, and cash flow analysis. Its connections use read-only access, so no one can move money.

Best for

Individuals who need to consolidate European bank accounts
Users who want personal bookkeeping and budget management

Best use cases

Aggregate multiple bank accounts

Automatically organize spending records

View spending and cash flow

Set budgets and track progress forecasts

Features

Bank sync

Connect to 2,500+ European banks through a licensed PSD2 provider.

Auto-categorization

Recognizes European merchants and categorizes transactions instantly.

Budgets and insights

Provides spending overviews, budget progress and forecasts, insights, and cash flow analysis.

Read-only privacy design

Connects via read-only access; no one can move money.

Pros

  • Connects to 2,500+ European banks
  • Read-only PSD2 connection; funds cannot be moved
  • Instantly recognizes and categorizes European merchants

Pricing Plans

Starter

€0forever
  • Manually manage accounts and transactions
  • Spending overview
  • Budgets with progress and forecasts
  • Insights and cash flow

Plus

€6month
  • Automated experience

* Pricing information is for reference only. Please refer to the latest announcement on Talvo's official website.

Tool Information

DeveloperTalvo
Release Date9/10/2026
Pricingfreemium