Chargezoom
AI-native accounts-receivable automation for invoicing, payments, collections, and reconciliation inside accounting and ERP workflows.
About Chargezoom
Chargezoom is an AI-native accounts-receivable platform embedded in accounting and ERP workflows. It automates the path from invoice outreach through collections, payment processing, and cash reconciliation. The product combines invoicing, recurring payments, customer self-service, payment automation, and real-time reporting in one AR system. Finance teams can connect QuickBooks, NetSuite, FreshBooks, and other accounting software, then synchronize payment, refund, invoice, and customer updates instead of entering them repeatedly. Customers can view and pay invoices, update payment methods, download receipts, or enroll in autopay through a self-service portal. For repeat payments, Chargezoom stores encrypted card details in a PCI-DSS Level 1 compliant vault. The Free plan is $0 per month with no setup fee but charges transaction fees. Plus and Enterprise start at higher monthly prices and address broader reporting, ERP integration, and support requirements.
Best for
Best use cases
Replace manual payment entry with synchronized accounting records
Let customers pay invoices and manage payment methods through a portal
Store encrypted payment details for repeat charges and subscriptions
Compare before choosing
Free has no monthly fee but applies per-transaction card or ACH charges
Plus starts at $95 per month and lists 0% markup processing
Enterprise starts at $995 per month and adds ERP integrations and dedicated support
Features
Automated accounts receivable
Automates invoicing, payment outreach, collections, and reconciliation so finance teams can reduce repetitive AR work.
Accounting and ERP integrations
Connects with QuickBooks, NetSuite, FreshBooks, and other accounting systems, with real-time two-way synchronization for payments, refunds, invoices, and customer updates.
Customer payment workflows
Provides recurring payments, payment automation, a self-service customer portal, surcharging, and saved payment methods through an encrypted credit card vault.
Pros
- The Free plan has no monthly or setup fee, which keeps fixed entry cost low for transaction-based invoicing
- Real-time two-way accounting integrations reduce duplicate entry for payments, refunds, invoices, and customer updates
- The customer portal and saved payment methods support self-service payments, autopay, and repeat billing
Cons
- Free-plan transactions cost 2.9% + 30¢ for cards or 50¢ for ACH, so usage still creates processing expense
- Plus starts at $95 per month and Enterprise at $995 per month, raising fixed cost for broader capabilities
- The strongest workflow fit is for teams using supported accounting or ERP integrations, so compatibility should be checked before adoption
Pricing Plans
Free
- 2.9% + 30¢ card processing
- 50¢ ACH processing
- No setup fee or monthly fee
- Invoicing, recurring payments, customer portal, payment automations, and surcharging
Plus
- 0% markup processing
- Complete invoicing and payments suite
- Real-time unified reporting and automatic payment reconciliation
- Accounting integrations
Enterprise
- 0% markup processing
- Enterprise-level features
- ERP integrations
- Dedicated support
* Pricing information is for reference only. Please refer to the latest announcement on Chargezoom's official website.